Lakeside Investment Platform

Individual Savings Accounts (sometimes called NISAs) are tax efficient savings and investment accounts. You pay no income tax on interest or dividends received from an ISA and any profits from Investments are free of Capital Gains Tax

A General Investment Account is an investment account used to group other investments such as bank accounts, unit trusts, OEICs or ETFs for ease of administration. Unlike an ISA you are still liable for tax on dividends, interest and capital gain.

The platform allows you to hold bank accounts in a cash facility to pay for investment charges but also to reduce the risk of your investments at times of volatility.

Personal Pensions generally form an integral part of retirement planning. They are used as a tax efficient way to build a pot of money that you can convert to income when you retire.

A Self Invested Personal Pension allows more complex investments to be held than a personal pension. We only recommend holding commercial property or regulated investments as part of your planning

Both of these are a type of fund that allow you to invest in a wide range of different investments to spread your risk.

Exchange traded funds aim to track the performance of an index (such as gold prices for example) at a competitive cost for investors

You can buy shares in companies to try and benefit from increased value from their growth or profits by way of dividends. Their values can go down as well as up over time.